Automobile costs calculator

This simulator will allow you to find the true cost of owning a car in the United Kingdom. It will normally give you a good estimate of what you really need to spend to afford owning a car. As your motor bills come in at different points over the year, it's often difficult to really appreciate your total spend on your car.

Be realistic on the input values. For unexpected bills, such as accident repairs or fines, think how much you have spent on those items during the last few years. By default these calculations are monthly based. Use the the dot symbol for decimal notation, for example 8.7 miles between home and workplace.

This is a free service with no advertisements!

paypal / visa / amex / master card


Those that don't depend on the travelled distance, and one must pay to have the car ready for running

Depreciation of the vehicle

Car acquisition date  -
Commercial value of the car when you bought it
if new, the price you paid for the car
if used, the commercial value the car had when you acquired it
Commercial value of the car today
if you sell it now, how much would you get?
Vehicle insurance and Breakdown cover

monthly  quarterly  half-yearly  yearly 
Car finance
Did you use car finance to acquire the vehicle? yes no
Financed amount:
How much did you borrow?
Credit period / number of credit instalments months
Average amount per each instalment £/month
Residual value:
At the end of the credit period, how much you still need to pay or you have paid?
Vehicle inspection (MOT test)
How many times have you taken your car to vehicle inspection? times
Average cost per each vehicle inspection £
Vehicle Excise Duty (Car tax)
Car tax for your car:
payment made to the state

Those that depend on the travelled distance


Petrol, diesel, LPG, electricity

Calculations based on mi.  Pounds
£ per
Considering you drive to work?
Day(s) per week you drive to work  days/week
Miles you drive between home and workplace (just one way)  mi.

Miles you drive on average during the days you don't take your car to workplace:
for example per each weekend 
Miles you drive  mi. per    
Fuel efficiency of your vehicle   mpg(imp)
Average price you pay for the fuel   £/ltr

Average cost on maintenance and Breakdown cover:
engine oil substitution, filters, lights, tires, breaks, air conditioning, steering alignment, etc.
Repairs and improvements

Average cost on repairs and improvements:
car parts, modifications, malfunctioning repairing, dents, collisions, tuning, etc.

Average cost with car parking:
parking meters in the city, renting a parking space, underground or overground parking lots in public buildings, shopping centres, airports, bus or train stations or any other infrastructures.
Average amount spent with tolls
bridges, tunnels, motorways and congestion charges to gain access to city-centre
Calculation based on day? yes no

Think even about the rare trips you make to the exterior of your town or to the countryside, or on the receipts of any kind of electronic toll collection £ per
Daily amount you spend with tolls £ during days per month
Traffic tickets

Average amount paid in traffic tickets:
think in the last few years how much you paid in any kind of traffic tickets (illegal parking, speed limit violation, mobile-phone, etc.)
£ per
Washing and cleaning

Average washing and valet bill:
in service stations and other places
£ per

How many people older than 4 years old you have in your family (including you)  people

What is the average price per person of the public transports monthly season ticket, for your normal daily life
if public transport isn't an option for you, insert 0


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